Self-Employed Home Loans. Borrow More Than Your Bank Quoted, Without Changing Your Tax Strategy.
With $200m+ in lending facilitated across 20+ years, including low-doc, trust and company income, and private funding pathways most brokers can’t access, Stan Batsanis reviews your full situation and tells you exactly what you can borrow before a single application goes in.
$50,000-$150,000 More Borrowing Capacity: Add-backs return depreciation, interest and one-off costs to the income your lender assesses.
No Two Years of Tax Returns: Low-doc lenders can assess BAS statements and accountant letters from as little as 6 months’ ABN.
ATO Debt Isn’t an Automatic No: With a payment plan in place, specialist lenders can approve you and often refinance the debt into the loan.
Knocked Back by Your Bank?: 20+ years of lending pathways, including private funders, for trusts, company directors and deals declined elsewhere.
Free 15-Minute Capacity Check: No credit impact. You’ll know your real borrowing number before any application goes in.
Your Self-Employed Lending Specialist
Proven Results That Speak for Themselves
Lending Facilitated
Clients Helped
SMSF Loans Structured
Star Rated on Google
Our Partners
Accredited to Compare Australia's Leading Self-Employed Lenders
Our Solution
Strategic Self Employed Finance for Business Owners Who Earn More Than Their Tax Return Shows
The Process
Securing Your Self Employed Home Loan Is This Simple
Step 3
Settled, With Your Next Move Mapped
Your loan settles at the capacity your business supports, with your tax strategy untouched. After settlement, Stan reviews your rate and structure as your financials grow, so a stronger year can mean a sharper rate or more borrowing. You run your business. We keep your loan working as hard as you do.
5 Star Rated
by Borrowers Across Australia
Reviews
What Our Clients Say
Self-employed borrowers who came to us after being quoted less than they deserved, and left knowing their real borrowing capacity.
Stan at Funds Assist was an absolute standout in getting our loan sorted. No question was ever too small, and he handled everything with patience, respect, and total professionalism. He took the stress out of the entire process and made it feel straightforward from start to finish. We couldn't have asked for better service.
MP
Max Peggie
Verified Google Review
Stan helped me secure a refinance with cash out at a competitive rate very quickly and seamlessly. The whole experience was incredibly easy on my end and Stan and Faith were really happy to explain anything I didn't understand with prompt responses to my emails. If you're looking to refinance, I'd highly recommend Stan!
MK
Marina Kalcina
Verified Google Review
Couldn't recommend Stan and his team more. Super professional in their approach, extremely friendly and most of all very knowledgeable - able to answer all of my questions. Simplified the entire process and went above and beyond to ensure my experience with them was smooth with no hidden costs or clauses. Honest and reliable.
AM
Andreas Mavridis
Verified Google Review
Outstanding service from Stan and team. Couldn't recommend him enough. Definitely went above and beyond what the average broker does. Any mortgage needs, Funds Assist is your one stop shop.
AK
Adrian Karatzas
Verified Google Review
Stan was efficient, kind and patient. We were looking at a smsf residential loan and worked through any issues that came up, with clear communication throughout. He gave me the best product at the best rate that suited my refinancing and investment needs, and his persistence on our smsf residential loan got the application through swiftly.
EK
Evan Karatzas
Verified Google Review
Looking for specialist expertise in smsf loans for property investment, we highly recommend Stan Batsanis. His knowledge of smsf loans for property is second to none. Always keeping us informed and communicating on a regular basis, Stan has helped us build our portfolio of properties both in commercial and residential. We can't thank you enough.
NB
Natalie Boras
Verified Google Review
Being a home buyer and not having much knowledge about how the finance process works, I couldn't be happier with the information and assistance I received from Stan. Not only to find the most competitive options, but the service provided was above and beyond. He was there to answer all my queries and more than happy to explain anvthina I didn't understand
SX
Stephanie Xerri
Verified Google Review
Your Self-Employed Lending Specialist
Meet Stan Batsanis
I’ve spent over 20 years running my own businesses and working inside financial institutions, which means I’ve sat at both ends of the lending table. I know how self-employed income really works, and I know how lenders assess it.
I know what lenders are actually looking for, where self-employed applications fall over, and why profitable business owners keep getting quoted less than they can really borrow. At Funds Assist, I take on every client personally. No hand-offs.
When a complication comes up mid-application, it’s me who knows your file and handles it. If your bank has quoted you less than you expected, or told you no, call me before you give up.
20+ Years’ Lending Expertise: Spanning Low-Doc, commercial, SMSF, equipment finance and private funding across the full market. The self-employed scenarios that stop most brokers are the ones I specialise in.
$200m+ in Lending Facilitated: Across 1,000+ clients, including complex income, low-doc applications and deals declined elsewhere.
Australian Credit Licensee 543877: Operating under my own licence, accountable directly to you for every recommendation made.
FAQ
Frequently Asked Questions
Will I need to change how my accountant does my tax?
No, your tax strategy stays exactly as it is. Add-backs are applied by the lender during assessment and nothing is lodged with the ATO, so your accountant keeps structuring your income the same way. You keep minimising tax and still borrow on what your business really earns.
I’ve only had my ABN for 12 months. Can I still get a home loan?
Yes, many self-employed borrowers apply with 12 months of ABN history, and some lenders start from 6 months. Low-doc lenders can use BAS statements, business bank statements or an accountant’s declaration in place of two years of tax returns. You can stop waiting for a second return and start looking at property now.
Why can’t I just go to my bank for a self-employed home loan?
You can, but your bank will assess you on its own policy, which usually means taxable income with no add-backs. A specialist broker compares bank, non-bank and private lenders to find the one whose policy reads self-employed income most favourably. You’re far more likely to borrow the amount your business actually supports.
Will checking my borrowing capacity hurt my credit score?
No, the capacity check involves no credit enquiry at all. Stan assesses your position and chooses the lender before anything is lodged, so only one application ever reaches your file. You find out where you stand with your credit score exactly as it is today.
Does it cost anything to speak with Stan?
No, the initial strategy session is completely free. Brokers are paid by the lender when your loan settles, so the full service costs you nothing and there’s no obligation to proceed. You leave with a clear picture of what you can borrow before committing to anything.
